October 2015 – PINCHme Box

Sorry if I have been M.I.A. for the past weeks. I have been busy with immigration related stuff and I am now managing my husband’s personal financial blog.

If you are interested in learning how to reach financial independence and receive passive income, please visit his blog dibidend.com. The website is still under construction, but you can still see his portfolio and monthly dividend income progress. Being in the military for 10+ years, he hopes to retire by 40, or if possible earlier.

On another note, today, I received my very first PINCHme sample box! I was a little skeptical at first and thought I wouldn’t receive anything substantial, but I WAS WRONG.

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Scrotch Brite Extreme Srub, Kellogg Chewy Nut Bar, Charlee Bear Cruch All Natural Grain Free Dog Treat, Fisher Nut Exactly Snack Bites, 100$ Wine Voucher, and a bunch of coupons.

The thing with PINCHme is that you often have to wait a long time to receive the samples… I ordered them in October and received them over 20+ days later. I shouldn’t complain I guess because it’s FREE.

I’m sure my Chihuahua is going to love his dog treat and I could use that Scotch Brite to wash our dirty dishes.

PINCHme requires you to give a review of all the samples/products you ordered. Once I use them I will write an honest review.

Thanks for stopping by! Please check out PINCHme, it’s an awesome website and I did receive all these samples for free.

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OfferUp = Money-Maker App

OfferUp is a FREE app that allows you to buy or sell stuff locally. With a single snap, you can take a photo of an item and instantly circulate it to people nearby. All you need to do is register with your Facebook account or with an e-mail.

Many know this app as a way to declutter their homes and I can’t agree more! Since we are living the military lifestyle and we are eventually going to PCS, my husband has asked me to sell stuff that we do not need.

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The Cost of Immigrating to the U.S

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B and I have been together for over 5 years now. However, prior to us getting married, we were in a long distance relationship. I lived in Canada and he lived across the border. After a little over a year of dating, B proposed to me and (of course) I said YES! We only started the immigration process after I graduated from college. Boy, we didn’t realize how long and costly it would be!

Since I was his fiancé, we went through the K-1 Fiancé visa process. Once granted, we had 90 days to marry upon my entry in the United States, which we did fulfill. Afterwards, we needed to file for adjustment of status to permanent resident and file to get a temporary green card while we we waiting.

Continue reading “The Cost of Immigrating to the U.S”

Limited time ONLY at Wawa: 1$ Coffee, any Variety & Size

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Go score a coffee at WAWA for only 1$, ANY SIZE!

Varieties include:

  • PUMPKIN SPICE!
  • French Vanilla
  • Hazelnut
  • Colombian
  • Signature blend
  • Dark Roast

*** Limited time only.

The Pumpkin spice beverage is AWESOME!

L ❤

September Freebies

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I’ve been inspired to run this blog for 2 reasons:

  1. I wanted to show people that it is easy to save money. You just need to research deals.
  2. It keeps me accountable.

I’ve learned the ways of couponing, finding GREAT deals and FREE stuff from Hip2save & FreeStuffFinder. You should visit their blog, they are amazing.

This month I started getting into free samples (#heartfreebies). Manufacturers often give away stuff, which they ship to you for FREE and they even add in a bonus – COUPONS! They do this because they want you to try their product, which could potentially lead to you becoming a loyal customer.

I however am not really big on brands. I do love certain products like soap by dove or hair dye by Clairol, but most of the time I just rely on sales to get the best deals.

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Net Worth: September 2015

Note: I post my personal finance online, not to brag, but to keep myself accountable and to show my progress to financial freedom. I keep my identity hidden for security reasons.

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– This is in Canadian dollars. Since I don’t have a SSN yet, I can’t open a U.S. brokerage account.

I am 25, no student loans, no debt. I came to the U.S. with about 33,000$. We had immigration, wedding and living expenses, which explains why my net worth decreased in the past 6 months.