October 2015 – PINCHme Box

Sorry if I have been M.I.A. for the past weeks. I have been busy with immigration related stuff and I am now managing my husband’s personal financial blog.

If you are interested in learning how to reach financial independence and receive passive income, please visit his blog dibidend.com. The website is still under construction, but you can still see his portfolio and monthly dividend income progress. Being in the military for 10+ years, he hopes to retire by 40, or if possible earlier.

On another note, today, I received my very first PINCHme sample box! I was a little skeptical at first and thought I wouldn’t receive anything substantial, but I WAS WRONG.

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Scrotch Brite Extreme Srub, Kellogg Chewy Nut Bar, Charlee Bear Cruch All Natural Grain Free Dog Treat, Fisher Nut Exactly Snack Bites, 100$ Wine Voucher, and a bunch of coupons.

The thing with PINCHme is that you often have to wait a long time to receive the samples… I ordered them in October and received them over 20+ days later. I shouldn’t complain I guess because it’s FREE.

I’m sure my Chihuahua is going to love his dog treat and I could use that Scotch Brite to wash our dirty dishes.

PINCHme requires you to give a review of all the samples/products you ordered. Once I use them I will write an honest review.

Thanks for stopping by! Please check out PINCHme, it’s an awesome website and I did receive all these samples for free.

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Moving: New PCS Orders means ROADTRIP

That’s it! WE ARE MOVING! TO… 

SAN DIEGO, CA

I was really happy when I found out that we were going to PCS to San Diego, mostly because we vacationed there when we were dating. I really liked our experience there and I think we would fit right in.

YES, I am THAT new 20s military spouse that is learning her way one step at a time through the military lifestyle. It’s only been 2 months after all. Luckily, there are a lot of helpful websites/blogs (military.com & militaryspouse.com) and support groups/services offered to military families to guide them through their first (or more) PCS.

In a couple weeks, B and I will be PCS’ing for the first time since we got married. PCS stands for Permanent Change of Station. It’s basically moving from one duty station to another. I’ve know a couple of military families that were lucky enough to stay in the same place for years (it’s possible, but not the norm), the reality is that most are hit with last minute “Pack your things, you’re moving”! Nothing is usually permanent.

We have been looking at all our options for transportation from Norfolk to San Diego and we have decided to take our own vehicle and go on road trip! Yes — many have called us crazies. It’s a 38 hours drive after all (if all goes well!).

The main reason why we chose to DRIVE to the West: Discovering new places, we love traveling after all! I have been to the U.S. several times when I was younger, but mostly on the East coast. This is a great way for us to see more of America. We are really looking forward to seeing iconic wonders of the U.S. It is also our first BIG trip together since I became a MRS.

Yes, I know, it’s not a “vacation”. We are PCS’ing, but I have heard many military families driving to their next duty station.  We will stop several times during our trip — mainly because B will be doing most of the driving. I am not an experienced driver (only got my license in January 2015).

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Driving to the West coast means we will need to plan where we will be staying and what we will eat. It’s also ALL about BUDGETING. My sister drove from Louisiana to Virginia to come our wedding and she suggested many budget-friendly Bed and Breakfast places, so I will look into that. She also said that it’s very difficult to find good places to eat when you are on the road, since most exits only have fast food joints. I really want to avoid fast food. I know, I know it could save us a few bucks, but at the expense of our health.

Do you know any budget friendly restaurants and/or Bed & Breakfast places we could stay?

We are planning to stop in several states including NC, Georgia, Alabama, Louisiana, Texas & Arizona.

Thanks for your input everyone!

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OfferUp = Money-Maker App

OfferUp is a FREE app that allows you to buy or sell stuff locally. With a single snap, you can take a photo of an item and instantly circulate it to people nearby. All you need to do is register with your Facebook account or with an e-mail.

Many know this app as a way to declutter their homes and I can’t agree more! Since we are living the military lifestyle and we are eventually going to PCS, my husband has asked me to sell stuff that we do not need.

Continue reading “OfferUp = Money-Maker App”

Great Meals under 5$

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My husband and I have been trying to find ways to cut down on our grocery bill every month without compromising the taste and quality of our daily meals. I found this amazing blog that offers amazing budget-friendly recipes:

Damn Delicious

So far, I have reproduced 2 of her recipes: The Easy 15-minute Lo Mein (above) and The Sweet & Sour Chicken.

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Both require little and simple ingredients. These are typically meals that you can find at Asian restaurants for more than double the price.

Also, coming from someone who could only boil water a few months ago, I can guarantee you will love these quick recipes! Super easy for beginners!

Continue reading “Great Meals under 5$”

Military Discounts

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Coming from Canada and being myself a military brat, I was still surprised how generous many American businesses are when it comes to giving discounts and free stuff to military service members and their dependents. Below, I have listed what I believe are great/good discounts. If you want a complete list of military savings, please visit Military Benefits or Military.com.

*** In order to qualify for these freebies & discounts, you need to show proof of military/active duty/veteran/dependent status.

AT&T – 15% on wireless monthly plans

Banana Republic – 15% off on full priced items

Bush Gardens/Sea World/Sesame Palace /Adventure Island – One complimentary admission per year + 3 direct dependents

T-Mobile – 15% off on wireless monthly plans 

*** More will be added to this list

Net Worth: September 2015

Note: I post my personal finance online, not to brag, but to keep myself accountable and to show my progress to financial freedom. I keep my identity hidden for security reasons.

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– This is in Canadian dollars. Since I don’t have a SSN yet, I can’t open a U.S. brokerage account.

I am 25, no student loans, no debt. I came to the U.S. with about 33,000$. We had immigration, wedding and living expenses, which explains why my net worth decreased in the past 6 months.